10 Things Your Insurance Agent Does Not Want You to Know |
1. No Full Coverage. There is no such thing as “Full Coverage” or “Fully Covered.” You won’t find that phrase in the insurance contract. Many agents use the term “Full Coverage” to indicate...(click here to read more)
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Why does my insurance company use my credit to determine my premium? |
The industry agrees that statistical evidence has convinced the insurance industry that a person's propensity to take risks in meeting financial obligations has a powerful correlation to expected insurance losses...(click here to read more)
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Reconstruction Costs: Things to Consider |
Think about the value of your home. Not too quick now -- it depends on who is asking the question...(click here to read more)
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What is Personal Umbrella Insurance and Do I Need It? |
In today's litigious society, everyone should consider holding a personal umbrella insurance policy. Umbrella insurance protects your assets for a gap above what your home or auto liability insurance covers and the amount for which you may be liable...(click here to read more)
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Is it Covered? |
"I dropped my diamond ring in the toilet during a flush. Does my homeowner policy cover it?"...(click here to read more)
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Rental Car Coverage |
Remember your last air travel trip? You were standing in front of the AJAX Car Rental Company representative. He asks you for the third time if you want to purchase insurance for the rental car...(click here to read more)
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Why Should I Have a Policy from the Texas Windstorm Association? |
Living along the Texas Gulf Coast is a lifestyle envied by many. However, the risk of insuring these homes has become so great that most insurance companies choose not to...(click here to read more)
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Do I Have to Have Uninsured Motorist Coverage? |
The State of Texas requires you to have liability coverage. Many people choose to have collision coverage. However, still others question acquiring another available coverage called Underinsured & Uninsured motorist...(click here to read more)
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